Mortgage Broker Perth
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First Home Buyers Perth WA

Are you buying your first home in Western Australia?

First-home buyers can choose from a range of home loans, including fixed rate loans, variable rate home loans, introductory home loans and no deposit loans.  At Your Local Finance, your personal mortgage broker can talk you through all the loans available and search for one that is right for you.  We offer a complete service to all first-home buyers, and you know that you can trust our experienced and friendly staff to help you whenever and wherever you need us.

First Home Buyer Grant
When considering buying your first home, make sure you factor in the first home buyer grant. The boost to the grant is due to end on 31 December 2009.  The original first home owners grant of $7,000 is still available to eligible first home buyers after this date.  This grant is available for people buying an established home or building a brand new home.
The Federal Government increased the grant in 2008 to boost the property market during tough economic times but is now winding the grant back to the original $7,000.  The grant is designed to help first home buyer onto the property ladder.

If you would like more information on what you can claim please contact your nearest mortgage broker.

Requirements:
•    You must be an Australian citizen or permanent resident who has never owned property in this country
•    You must have lived in Australia for at least six months;
•    You must be over 18-years old
•    You must live in the property for six of the twelve months following purchase.

How much can I borrow to buy my first home?
Your borrowing capacity can be determined by looking at your income, your expenses, the financial goals you may have and all of your personal circumstances.  A mortgage broker can calculate this for you easily, so you can be prepared when looking at the property market.

To talk to a local mortgage broker in your suburb, call us on

  Our lenders

Our Home Loans

Low Interest Rate Home Loans

Simple, hassle-free home loans with the lowest interest rates available.

Debt Consolidation

Reduce monthly commitments and get on top of your finances with debt consolidation strategies.

Refinancing

Don't get stuck paying too much. Help on how to refinance your home loan.

Low Doc Home Loans

Full featured home loans now available as low documentation loans.

Line of Credit - Equity Release

Take some money out of your mortgage for renovations, starting a business, buying a car or that dream holiday.

What makes your Perth Broker different.

Exactly why you should talk to a Perth mortgage broker before visiting your bank.