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Bank Rates Perth

Several of Australia's banks announced today they will cut 1% off home loan rates. Westpac, ANZ, National Australia Bank, St George and Commonwealth Bank have all cut mortgage rates following the decision by the Reserve Bank to cut official rates by 100 basis points yesterday. BankSA have also cut rates by 1 per cent.

Perth homeowners can now save up to $160 per month on a standard variable $250,000 mortgage and for those with a $400,000 mortgage, the savings amount to $250 per month.

Westpac and ANZ announced 100 basis point cuts to their standard variable home loan rates yesterday, taking their standard variable home loan rates to 5.91 per cent.

NAB and CBA both will cut rates on their standard variable mortgage bringing the rate down to 5.74 per cent.

St George will also be lowering their standard variable home loan interest rate one percentage point bringing it down to 5.89 per cent.

BankSA announced their standard variable interest rate will fall to 5.89 per cent from February 13.

However, Perth home owners who can afford it, should not lower their repayments and instead should continue paying their mortgage at the higher amount. This allows you to repay your mortgage at a quicker rate, by reducing the principal and interest.
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